Chime is one of the fastest-growing bank accounts in the U.S. and a mobile-only app, FDIC-insured bank with no monthly fees and no minimum deposit. When opening an account with Chime, you get a checking account (Chime calls it a spending account), a debit card and a savings account.
Designed for banking with a smartphone instead of at a brick-and-mortar location, Chime is advertised as a bank for Millennials. For this reason, Chime works best for anyone with an uncomplicated financial situation, looking to set up an easy mobile-only account.
Chime is a developer of a mobile banking platform designed to offer banking services. The company's platform automatically saves users money by setting aside a pre-determined amount of money in savings after a transaction and the company earns revenue from transaction fees paid by the merchant aligning company incentives with the users, helping members avoid fees, save money automatically, and lead healthier financial lives.
Chime, the leader in the U.S. challenger banking segment with over 4M accounts and no physical branches. The company was founded by Ryan King and Chris Brittin in San Francisco, California. Chime created because founders believe everyone deserves financial peace of mind. They are building a new kind of bank account that helps members get ahead by making managing money easy.
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